Curious about the real cost of going solar?
Don't worry—we've got the answers you need.
Our goal at Energy Solution Providers is to install the best residential solar electric system possible on your Arizona home, for the lowest monthly payment possible. That's why we've partnered with Koala Financial Group to bring you solar financing for a wide range of term lengths and credit scores. And trust us, it's easy!
These solar power loans come with:
- No equity requirement
- No appraisal requirement
- No pre‐payment penalties
- A fixed loan rate
- 100% upfront funding
- Government insurance
- Plus, the interest is tax deductible!
What does all that mean? It means you can start using renewable energy for your home without putting any money down. We find that most of the time, the cost of your newly financed solar electric system is offset by the electricity savings each month.
What Would My Solar Loan Interest Rate Be?
With loan terms from as little as 36 months, and up to 240 months, you reference your credit score with the corresponding interest rate on the tables below:
Secured Interest Rates
(For loans $7,501 – $25,000)
*800+ | 740+ | 700-739 | 660-699 | 640-659 | **620-639 | |
36 Months | 3.75% | 3.75% | 4.75% | 6.25% | 7.25% | 7.25% |
60 Months | 3.75% | 4.25% | 5.25% | 6.75% | 7.75% | 7.75% |
84 Months | 3.75% | 4.75% | 5.75% | 7.25% | 8.25% | 8.25% |
120 Months | 4.25% | 5.75% | 6.75% | 7.75% | 8.75% | 8.75% |
180 Months | 4.25% | 5.95% | 6.95% | 8.25% | 9.25% | 9.25% |
240 Months | 4.25% | 6.25% | 7.25% | 8.75% | 9.75% | 9.75% |
Unsecured Interest Rates
(For loans up to $7,500)
*800+ | 740+ | 700-739 | 660-699 | 640-659 | **620-639 | |
36 Months | 4.75% | 4.75% | 5.75% | 7.25% | 8.25% | 8.50% |
60 Months | 4.75% | 5.25% | 6.25% | 7.75% | 8.75% | 8.95% |
84 Months | 5.25% | 5.75% | 6.75% | 8.25% | 9.25% | 9.50% |
120 Months | 5.25% | 7.25% | 8.25% | 9.25% | 10.5% | 10.50% |
HLIB Stand Alone Advantage Rates*
(For unsecured loans up to $25,000)
740+ | 700-739 | |
36 Months | 7.75% | 8.75% |
60 Months | 8.25% | 9.25% |
84 Months | 8.75% | 9.75% |
120 Months | 9.75% | 10.75% |
180 Months | 9.95% | 10.95% |
*HLIB Stand Alone Advantage Loans are offered only in the event the applicant has an existing Title 1 loan and/or their project and/or property type does not meet the title 1 guidelines for an eligible improvement.
No Cash is Okay!
Apply for the best loan terms in the business. Call Antonio Barros to get started 800-223-1700 ext 901.
Looking For More Reasons to Go Solar?
We believe in the power of the sun and its future for American homes. If you are looking a comprehensive guide to learning about solar, check out our Solar 101, as well as our FAQs. Energy Solution Providers takes pride in being the go-to solar electric installer for Arizona homes, and we would love the opportunity to pair your new solar system with the perfect financing option through our financing partners.